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    Kuda

    Kuda is a digital-first neobank and fintech company providing accessible, low-fee financial services, including banking, investments, and credit, across Africa.

    Founded
    2019
    Headquarters
    London, United Kingdom
    Employees
    804
    Sector
    Financial Services

    About Kuda

    Kuda is a digital-first financial services provider founded to offer Africans a more affordable alternative to traditional banking. The company operates as a licensed microfinance bank in Nigeria, offering personal and business accounts without traditional maintenance fees. Its platform includes tools for smart budgeting, automated savings with competitive interest rates, and access to instant credit via mobile devices.

    Beyond consumer banking, the company provides comprehensive tools for entrepreneurs through Kuda Business, featuring POS machines, payroll management, and business registration services. With a mission to globalize financial access for the African diaspora, Kuda has expanded its licensing to include remittance and multicurrency services in international markets while maintaining a significant physical and operational presence in Lagos.

    What they do

    Kuda provides a mobile-first banking platform that offers zero-fee transfers, savings products, and US stock investments to individual users. It also supplies Nigerian SMEs with business management tools, including POS terminals, API integration, and payroll scheduling.

    Highlights

    • Holds a national microfinance banking license from the Central Bank of Nigeria.
    • Reached a milestone of over 7 million customers in Nigeria by 2024.
    • Processed 14.3 trillion Naira in transactions during the first quarter of 2025.
    • Directly issues branded Visa physical and virtual debit cards.
    • Expanded services to include remittance products for Nigerians in the United Kingdom.
    • Acquired payment licenses for remittance and multicurrency services in Canada and Tanzania.

    Talent and hiring

    Kuda hires across various functions in Nigeria including Customer Service, Finance, Technical Engineering, and Operations. The company also recruits for specialized roles in compliance, product design, and internal audit.

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